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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

4 Winter Risks and How to Protect Your Business From Them

Consumer spending increases for the holidays and business picks up during the winter months. But winter weather also brings certain risks for businesses. The following are some top winter risks and how to protect your business from them. Slip or Trip and Fall Accidents Icy walkways and slippery floors from melting snow can lead to slip or trip and fall accidents on your business premises....

What Is Radon? Facts, Testing and Mitigation

What is radon? This radioactive gas is the product of the natural decay of uranium in soil, rock and water. That means it’s likely in the air you breathe every day. While the potential health risks of radon are very low in small doses, prolonged or high level exposure can lead to serious health concerns – including lung cancer. Keep reading to find out the...

Comprehensive vs. Collision Auto Insurance

Comprehensive and collision are two different types of auto insurance coverage. You may want to bundle them together for added protection. Comprehensive may cover situations that collision does not, and vice versa. What Is Comprehensive Auto Insurance? Comprehensive pays for damage to your vehicle caused by non-collision-related covered events. These events may include vandalism, theft, hail, or fire. Comprehensive may also cover a collision with...

Lithium Battery Fires: How to Spot the Warning Signs

As our portable electronic devices continue to get thinner and lighter, manufacturers have had to figure out ways to store a lot of energy in a small package. And advancements in lithium batteries have allowed them to do just that. But as use of lithium batteries has become widespread in devices like laptops and smartphones, we’ve also seen an increase in battery fires. According to...

7 Mistakes Small Business Owners Make When Filing Claims

As a small business owner, you have consistently paid your insurance premiums. When the time comes to file a claim, it can be a shock to have your claim denied and be forced to pay out of pocket – especially when you believed you were covered. These are the most common mistakes small business owners make: Failed to Understand Covered Perils Insurance policies cover specific...